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New Year Money Spending Style Test

Save it, splurge it or invest it? Your New Year money style tells a lot about you.

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About this test

Receiving New Year gift money is a Korean tradition that many of us remember from childhood, and how we spent it says a lot about our habits.

This playful quiz asks what you would do with a pile of fresh envelopes and sorts you into one of four money styles: Piggy Bank Keeper, Treat Yourself Star, Gift Giver or Smart Planner.

It's about fun spending personality, not financial advice. Share your style with friends and cousins. Every result is positive and comes with a cute flaw and a compliment.

ⓘ This is a just-for-fun entertainment quiz, not a scientific, medical or psychological assessment, and it never asks for any personal information.

How to play

  1. Picture each situation as if it's really happening.
  2. Pick the answer that feels most like the real you.
  3. Meet your result, then send it to a friend and compare.
All 4 result types (spoiler!)
  • Piggy Bank Keeper

    You like seeing the number grow and feel calm about it. Your cute flaw is guilt over buying even a snack. Your patience makes you the family's steady one.

  • Treat Yourself Star

    You use it for the thing you've wanted all year. Your cute flaw is the envelope vanishing within a week. Your joy in small happiness is contagious.

  • Gift Giver

    You buy snacks and little gifts for people you love. Your cute flaw is forgetting to buy anything for yourself. Your big heart makes everyone feel remembered.

  • Smart Planner

    You split it into saving, spending and goals. Your cute flaw is making a spreadsheet for a small amount. Your clear head makes you ready for big plans.

Made by SUGI and checked against our content guidelines · Last updated 2026-11-03 · How we make content

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